Tuesday, December 24, 2019
Effects Of Eating Disorders On Children And Adolescents
Overview of Issue Many children and adolescents not only express dissatisfaction with their figure, shape and weight, but also exhibit disordered eating behavior, such as binge eating (eating a large amount of food with a sense of lack of control), food restriction, laxative abuse and vomiting. For children and adolescents, eating disorders can overlap in many instances. As an example, some children alternate between periods of anorexia and bulimia. Eating disorders typically develop during adolescence or early adulthood. However, research has shown that they can start in childhood, too. Females are much more vulnerable. Only an estimated 5% to 15% of people with anorexia or bulimia are male. With binge eating, the number rises to 35%â⬠¦show more contentâ⬠¦In children and adolescents, there are usually two types of age-related problems that can occur. Firstly, there are difficulties inherent in the reliable assessment of psychopathology in this age group, and secondly, there are those related to the strict application of existing diagnostic criteria. Review of the literature Adolescence is a developmental stage, which is not defined merely by age. Some may even argue that many young adults with eating disorders are still in the midst of addressing the challenges of adolescence and indeed adolescent developmental difficulties have been thought to underlie the etiology of anorexia nervosa in particular. The essential features of anorexia nervosa and bulimia nervosa are consistent across the age spectrum ââ¬â in terms of characteristic behaviors (dieting, bingeing, purging), specific psycho- pathology (over-evaluation of the self in terms of weight and shape) and non-specific features (low self-esteem, perfectionism, poor interpersonal confidence) (American Psychological Association, 2000). Much of the literature reports combined adolescent and adult case series without separate analysis. This makes it difficult to pinpoint exactly what differences are between children and adults as well as have an understanding of the developmental
Monday, December 16, 2019
Race and Identity in Richard Wrightââ¬â¢s Black Boy Free Essays
string(23) " of becoming a writer\." Stephen Donato Professor Schmitz HSF 20 September 2012 Race and Identity in Richard Wrightââ¬â¢s Black Boy Each and every person on this Earth today has an identity. Over the years, each individual creates their identity through past experiences, family, race, and many other factors. Race, which continues to cause problems in todayââ¬â¢s world, places individuals into certain categories. We will write a custom essay sample on Race and Identity in Richard Wrightââ¬â¢s Black Boy or any similar topic only for you Order Now Based on their race, people are designated to be part of a larger, or group identity instead of being viewed as a person with a unique identity. Throughout Richard Wrightââ¬â¢s Black Boy, Richard is on a search for his true identity. Throughout Black Boy, one can see that Richardââ¬â¢s racial background assigns him with a certain identity or a certain way in which some people believe he should live his life. Growing up in the Jim Crow South, many young blacks, have their identities essentially already created for them based solely on the backgrounds and race. During this time period, whites expect blacks to behave a certain way, have certain traits, and treat them with absolute respect. Whites during Richardââ¬â¢s time still feel they are much superior to the blacks they interact with, and have many expectations that would be considered racist today. However, in his work, Richard Wright shows how one can break from this predetermined mold. In many instances during the work, Richard breaks from this identity to which he is assigned in order to create his unique identity and grow into the person he wants to become. Richard refuses to sit back and to be absorbed into the Jim Crow lifestyle of southern blacks. In Richard Wrightââ¬â¢s Black Boy, Richardââ¬â¢s past experiences with both white and black individuals, family, and race issues shape his true identity and develop him into the man of his dreams living the life which he chooses instead of the one assigned to him. Richard Wright, a young black boy growing up in his family home in Mississippi, searches for his identity through many different experiences. A constant in his life which continues to shape his identity time and time again is his family. Throughout the work, Richard searches for a loving and caring family. Although his family may not fit the description at all times, they help him to form his independence, a big part of his true identity. As a young black male growing up in a house with his extended family, Richard did not have many freedoms. Throughout Black Boy, Richardââ¬â¢s family constantly shelters him from the outside world. The story begins in his grandmotherââ¬â¢s home in Mississippi where his family constantly reprimands him. For example, in the beginning of this work, Richard Wrightââ¬â¢s grandmother has fallen sick in the house. Therefore, Richard is expected to be quiet and not play with his brother. Richard, a young boy, just wants to have some fun, and proceeds to play with matches. He becomes more and more curious, and sets the curtains on fire, almost burning down the house. Because he was so sheltered, he became this curious little boy, causing trouble in his family home. Consequently, Richard is beaten for his actions, which becomes a common theme through the work. Richard explains: I was lashed so hard and long that I lost consciousness. I was beaten out of my senses and later I found myself in bed, screaming, determined to run away, tussling with my mother and father who were trying to keep me still (Wright 7) Time and time again, family members or outsiders attempt to beat Richard. He learns his first real lesson shaping his identity while trying to buy groceries for the house. After his father leaves, Richardââ¬â¢s mother tells Richard he is now in charge of buying groceries. Richard feels like the man of the house, and acts very confidently, until he needs to go buy the food. The first two times he attempts to buy food, a crowd of boys beats him and steals his money. However, his mother sends him out a third time equipped with a stick. Richard easily defeats the boys and claims that night he ââ¬Å"won the right to the streets of Memphisâ⬠(Wright 21). In this situation, it seems that Richardââ¬â¢s mom is not being fair by sending him out to get beat up time and time again. However, she is only doing this in order to help Richard survive in the future. By winning the right to the streets of Memphis, Richard is growing more independent. He no longer relies on his father to bring home food because he is not coming back, and he is able to stand up for himself when the time comes. Richard becomes more independent throughout different experiences in Black Boy. Richardââ¬â¢s grandmother, a devoutly religious person, has an underlying grievance with Richard because he is not religious. Richardââ¬â¢s grandmother begins to shelter him by not buying him books which he needs for school. Richard explains, ââ¬Å"I needed textbooks and had to wait for months to obtain them. Granny said that she would not buy worldly books for meâ⬠(Wright 143). In addition, Richard claims that his Granny always burned the books he had brought into the house, ââ¬Å"branding them as worldlyâ⬠(Wright 151). Richard needed money to buy his books, some new clothes, and lunch during the week at school. However, his grandmother continues to shelter him by not allowing him to work. When Richard asked to work on the weekends, Richard explains that ââ¬Å"she laid down the injunction that I could not work on Saturdays while I slept under her roofâ⬠(Wright 147). These two instances with his grandmother show Richardââ¬â¢s ambition. Richard wants to make something of himself, and does not want to sit back and live the usual life of a black individual. He wants to begin working in order to make money to buy his books so that he can study and live out his dream of becoming a writer. You read "Race and Identity in Richard Wrightââ¬â¢s Black Boy" in category "Essay examples" He begins to read articles in magazines from newspapers he sells, and learns of the vast world. He loves it, and he ââ¬Å"hungered for a different life, for something newâ⬠(Wright 151). Richard wants to get out and experience the world, and break the mold of the assumed black identity. To begin this task, Richard begins writing his own stories. After Richard completes his first story, he brings it to his neighbor to read. Her reaction to his story was the common reaction: ââ¬Å"Whatââ¬â¢s that for? â⬠(Wright 141). Later, Richard shows his grandmother his second piece, The Voodoo of Hellââ¬â¢s Half-Acre. She has the same reaction as the neighbor, and begins to question him on what the story is about and why he is writing a story for the newspaper. According to her, he will not be able to get a job because people are going to think that he is weak minded (Wright 198). Richard exceeds expectations and completes tasks that black people arenââ¬â¢t supposed to do. Richard changes his identity from a subservient black boy into a sort of rebellious young man by beginning his writing career. Throughout the work, Richard introduces a countless number of jobs from working in homes of whites, to attempting to learn the trade of optometry. For one of his many jobs, Richard is working for a white family. While interviewing for this job, the mother of the family asks if he will steal from them, a common trait associated with black people. While working for this family, Richard is having a conversation with the mother. She asks him, ââ¬Å"What grade are you in school? â⬠(Wright 173). Richard responds, ââ¬Å"Seventh, maââ¬â¢amâ⬠(Wright 173). She then asks him, ââ¬Å"Then why are you going to school? â⬠(Wright 173). This conversation shows that whites think it is unnecessary for blacks to go to school past the sixth grade because they should be working. Whites think that they will never amount to anything, and therefore should not be wasting their time in school. However, Richard wants to break this predetermined mold of who he is supposed to be. He replies to his employer, ââ¬Å"Well, I want to be a writerâ⬠(Wright 173). While working for this white family, Richardââ¬â¢s predetermined identity and his plans to break from this mold are both shown. Eventually, Richard hopes to be able to write for a living, and continues to attend school to study to become the best he can be. Both his employer and his family tell him that he has no chance of becoming a writer, but he continues to prove everyone wrong by not worrying about his race. He dismisses the fact that there are no famous black writers, and continues to achieve his goals and continues to form his true identity. Richard continues to press on and works hard each and every day in order to break the mold of his assigned identity due to his race. Richard eventually becomes the valedictorian of his ninth grade class, and has a huge disagreement with his principal. The principal summons Richard to his office and says to him, ââ¬Å"Well, Richard Wright, here is your speechâ⬠(Wright 206). After Richard claims that he has already written his own speech, the principal tells him ââ¬Å"Listen, boy, youââ¬â¢re going to speak to both white and colored people that night. What can you alone think of saying to them? You have no experience. . . â⬠(Wright 206). Richard continues to fight this assumption made by his principal that he cannot deliver a speech which will be acceptable for white people to listen to. Even when his Uncle Tom claims, ââ¬Å"the principalââ¬â¢s speech is the better speechâ⬠(Wright 209) Richard agrees. However, Richard wants to give the speech he wrote because it says what he wants to say (Wright 209-10). Richard did not care if the principalââ¬â¢s speech was better than his; he wanted to deliver his speech the way he wanted to deliver it. Here, Richard continues to develop his true dentity as a fighter who will not stand for this assigned identity. He wants to make a difference in the world, and he is fed up with everyone just taking the abuse they receive. He begins to build up a dream in himself which the educational system in the Jim Crow South had been rigged and designed to stifle (Wright 199). He was only fifteen years old, and already began realizi ng how the Jim Crow South worked. However, he did not like the system, and constantly fought against it. Growing up in Marlboro, New Jersey, race was not much of an issue for me. Throughout my K-8 public education, over ninety-five percent of the students in my school were white, just like me. I had no problem fitting in, and was able to have many of the privileges spoken about in Peggy McIntoshââ¬â¢s ââ¬Å"White Privilege. â⬠I got along with almost all of my classmates growing up, and was even friends with the few black kids in my school. Ben, a black classmate of mine became a close friend when we played on the basketball team together. As I moved on from Middle School to a private, catholic high school, there were even less minorities. In my senior graduating class I had three black classmates. These few individuals were sometimes segregated from the group, and might have felt uncomfortable during some circumstances. However, I did not realize at the time how sheltered I was from the world. I did not have many friends of different cultures and was not truly aware of the world outside of my high school and my hometown. I never truly viewed the other perspective; I took for granted my opportunity to go to school and get a good, public school education through middle school. I then again took for granted my ability to go to private high school to receive an even more personalized education in a smaller school. I did not think about the poor ethnic groups living in the slums of places such as Haiti, or even in places such as Newark, NJ. I had this sort of mindset going through school that if it didnââ¬â¢t involve me, it wasnââ¬â¢t my problem to fix. Students in these poor, urban areas such as Newark and Camden in NJ tend to have a different lifestyle than students from Marlboro. In these poor communities, school is almost looked at as it is in black boy. Most kids from these areas will begin working when they graduate high school, and do not go onto college. Again, I took for granted my opportunity to go to a small, unique, private college. Most kids in these areas I described donââ¬â¢t even dream of going college because they believe it is just not a possibility for them. In my short time at Babson, I have met people from countries that I have never heard of before. I have acquainted myself with many different people of many different races, and I am beginning to learn a few facts about many different cultures. In this short period of time, my cultural horizon has broadened greatly. I cannot wait to see how much I will learn about so many different cultures and ethnic groups in my four years at Babson. In conclusion, Richard Wright searches for his identity throughout his life in the Jim Crow South. Richard does not want to just be another drop in the bucket in this Jim Crow lifestyle, and does not want to fit the mold of a typical black male. He has dreams, aspirations, and goals which no other black youth has been able to accomplish. He continues to fight against the assumed black identity until he forms his own self-identity. Richardââ¬â¢s race definitely lead to assumptions being made by different individuals, but he was able to break free of these assumptions and create a life in which he was in control. Richard Wright broke free of the Jim Crow South and lived the life which he wanted to live while developing his own identity. Just as Wright did, every one of us struggles to define who we are, when in reality we are only who we are supposed to be. I pledge my honor that I have neither received nor provided unauthorized assistance during the completion of this work. Works Cited Wright, Richard. Black Boy (american Hunger): A Record of Childhood and Youth. New York, NY: HarperPerennial, 1993. Print. How to cite Race and Identity in Richard Wrightââ¬â¢s Black Boy, Essay examples
Saturday, December 7, 2019
Analysis and Strategy of May Bank Free-Samples Myassignmenthelp
Questions: 1.Analysis and Strategy of the Industry. 2.Critically Discuss the ways in which the Company could shift its Strategy from "red ocean" to "Blue Ocean". 3.Identify and discuss the key Implementation Challenges. Answers: PEST Analysis of May bank Pest Analysis Political- May bank has been influenced by the rules, regulations and policies that have been introduced by the government of Malaysia. May bank is one of the first local banks that emerged along with online banking services (Sufian, 2015). The rules for the Malaysian bank have been imposed by the government is that, the security system of online banking service has to be much secured for the purpose of avoid cybercrime by the online banking services. The bank has formed a secured website so that the clients can feel safe and secured regarding their online transactions. Economical- Malaysia is considered as the growing economy country as their general rules and policies that affects the May bank is the interest rates (Sufian, 2015). In May bank, the bank provides out loans in order to export activity for boosting up the export activities, this has done for boosting up the economic status and conditions of the nations and at the same time to enhance the Gross Domestic Product of the country. Social- In relation to social analysis of the bank, it has been analyzed that May bank pay interest for its clients who keep their money in the bank accounts for the longer period of time (Sufian, 2015). There is a reason behind this is; the lengthier the currency is kept, the greater the interest rate. But there is one condition that, this arrangement does not work for Muslims because receiving interest without gaining is strictly forbidden in the Muslim society. Technological- Due to the reason of globalization, the Malaysians expect that all bank transactions to be done from the place where they stay. By understanding and analyzing this, May bank enable normal transactions like money transfer, bill payment etc to be happen online (Rasiah, Kim and Subramanian, 2012). The bank has also introduced May bank Phone banking system that allows clients to do transactions form anywhere they wish to and at any time. Porters five Forces of May bank Five Forces Threat Of New Entrance- In Malaysia, for entering into the banking sector, new entrants are necessary for having a high capital (Rasiah, Kim and Subramanian, 2012). May bank required to comply with various policies and rules from the government. Apart from this, huge amount of funds should be available to come in the industry. The cost of operation in the banking industry is huge along with various factors like opening new branches, IT system investment and also huge investment on employees or staffs. Threat Of Subsitute Products- The financial sectors like May bank is quite huge in respect to products and services. Along with the ranges of products and services, the probability of substitute product and services is quite high to bank (Rasiah, Kim and Subramanian, 2012). Varieties of services and product are only provides by May bank, the threat of substitute is quite moderate. Threat Of Existing Competitor- Analyzing about competition, it is quite high in the banking sectors like May bank because of its nature, as bank is competing to earn much more clients by providing effective rate than rivalries (Kee, Ahmad and Abdullah, 2016). Apart from banks, there are various financial institutions that functions same as banks, so the threat of existing competitors is quite high. Bargaining Power Of Customers- The power of customers is quite moderate in May bank as the depositing account is specially divided into two parts, i.e. time deposit account and saving account. Form customers can easily do transactions, apart from this, the bank tend to promote its services with help of simple account like credit card (Sufian, 2009) .The clouding network of services also provided by the bank that gives huge benefits to the customers. Bargaining Power Of Suppliers- The power of suppliers is moderate in May bank because the branches of May bank and network systems of the bank gain many suppliers (Sufian, 2009). The bank provides higher interest rate on deposit that attracts and drives attention of the customers to save money in the bank. Strategic mapping of May bank Best Retail Financial Provider May bank aim to maintain their top ranking in respect to entire market share all over their core retail financing products and services like, credit cards, mortgages, individual deposits as well as unit trust financing (Kee, Ahmad and Abdullah, 2016). The bank also intends for reinforcing their leadership position or level in distribution networks and touch points as a main community point. May banks Customer value Proposition centers serves the requirements of the community that involves small, individuals and medium companies as well as commercial customers. Leading ASEAN Wholesale Bank May Bank plan to grow into the leading ASEAN wholesale bank through establishing national leadership at the time of aggressively entering regional expansion and enhancement. This will also include their corporate relationship model and strategy (Khaderi and AbdShukor, 2016). The strategic mapping also involves regional market position for non- retail deposits and for corporate deposits, improving domestic positions, increasing spending to revenue from non- domestic markets, establishing a regional investments bank and the bank also intend to expand into China, India and the Middle East. Sustainable Champion for Insurance May bank search and aim to be the domestic insurance champion as well as an emerging regional performer by 2018 with the help of development of their life insurance, takaful business as well as general insurance (Khaderi and AbdShukor, 2016). The main objective of the bank is to establish a profitable and sustainable business. For the purpose of takaful insurance and general insurance, the bank will keep rapidness with development of industry at the time maintaining a better combined ratio in comparison to the market. 2.Meaning of red ocean strategy A red ocean strategy is a method that that purposes to contest and beat the rivalry with the companys rivals. In this strategy, companies try to outstrip their competitors to grasp the larger share of product or service request. As the current business marketplace is getting crowded, prospects of profits and growth for the companies is getting diminished (Papazov and Mihaylova, 2016). Products in the current business situation is becoming commodities or niche and developing a cutthroat competition that is turning the marketplace in Red Ocean. Red ocean strategy contains number for competitors. Red term is used for the highly competitive marketplace in the current business situation. Some of the characteristics of red ocean strategy are: It emphasis on opposing in a market which occurs in the present business situation The strategy aims in beating the competition(Papazov and Mihaylova, 2016). It focuses on the value and cost trade off which is a view that a corporation has the option of choice amongst creating more values to the clients but usually at upper costs. The strategy aims in exploiting the existing demand. Companies which implements red oceans strategy emphasis on implementation such as better promotion, lower cost base, etc. Meaning of Blue ocean strategy Blue ocean strategy is referred to a strategy developed by a company for a new, uncontested marketplace that makes competitors irrelevant. This strategy helps in making new purchaser value while declining the costs. The approach was introduced by W. Chan Kim and Renee Mauborgne. They witnessed that firms aims in engaging in head to head opposition in aim of gaining a continuous profitable growth(Aryawan, Linawati and Giriantari, 2016). However, in the current business situation and in crowded industries, there is more of Red Ocean of rivals fighting over diminishing profit margins(Langvardt, 2012). This strategy challenges everything that a company has got about the planned success and delivers a methodical tactic in making the opposition irrelevant. Some of the characteristics of Blue ocean strategy are: Focus: A good ocean strategy must be strongly focused and a companys planned profile should be evidently shown in it. Focus is the major factor where the companies elevated its presentation or usual in contrast to industry peers to distinguish them. Divergence: the value arc of the blue ocean plan always views apart from the challengers. Companies which develop their strategies according to their rivals always come to lose their uniqueness. Divergence assists in differentiating the business from the trade average profit and also supports them to reach a leap in value on strategy canvas, such as low-cost models. Divergence makes an organization to be separately from the rest from the companies (Aryawan, Linawati and Giriantari, 2016). It is situation where the companies reduces or eliminates assured factors in its approach canvas which will have an influence on the price without upsetting product and service quality and also to the demand of the purchaser. Compelling Tagline: A blue ocean tactic has a clear cut and ready to link tagline. An appropriate and strong tagline on the approach of a company will give clear communication on cost-value contribution and generate interest to the consumers (Boya, 2016). The usefulness and success of a blue ocean strategy is dogged by a sturdy tagline. Difference between Red Ocean and Blue Ocean strategy Red Ocean Strategy Blue Ocean Strategy Emphasis on present customers Emphasis on non-customers Beat the rivalry Create the competition irrelevant Abuse the prevailing demand Generate and Seizure new demand Make the value cost trade off Disruption in the value cost trade off Bring into line the complete system of a companys doings with its tactical choice of variation Bring into line the whole scheme of a companys doings in quest of difference Implementation of Blue Ocean strategy from red ocean strategy Kim and Mauborgne divided the marketplace in two different oceans namely, red ocean and blue ocean. In the red ocean, businesses attempts to outpace their competitors to gain the market share, whereas, in blue oceans strategy, firms try to find new merchandises and services in unconcealed marketplace, it is represented by savvy marketing service providers(Rumeser and Emsley, 2016). This strategy is sought for trapping untouched market places. Companies which are presently in Blue ocean strategy, a key note are that the technology of any new product or thing already exists. One of the major requirements in constructing a blue ocean strategy is renovating the market limitations. Companies have to pursue blue ocean strategy in places where the rivalry is not beholding (Rasiah, Kim and Subramanian, 2012). Markets in the present business are looking for associates that will support them in reaching the todays untouched customers and places and interact crossways the multiple networks by f etching technologies. As for illustration, VistaPrint developed the decisive blue ocean strategy. As other printers are struggling in the Red Ocean of print attaining, VistaPrint amassed volume and made professional print and multichannel marketing amenities, reasonable for all size businesses. To transform the business, and strategy from the Red Ocean to Blue Ocean, companies have to go on board on a mission to develop an unconcealed market place. This may mean concentrating on the vertical marketplace niche or functioning with new customers to explore new markets(Randall, 2015). Blue ocean strategy is all about defines the services to make the competitorsirrelevant to their prospects, and to create and capture new demands. It is about delivering increased value to the clients and thus finally aimed at building a healthier business. It is not by chance that companys tries to shift from the red ocean to Blue ocean strategy. There are always reasons behind it (Patil, 2016). The first element includes the invention advanced technologies that enable manufacturers to release new products and services that are totally extraordinary. But, due to range of innovative products in same industry, supply power exceeds the customers demand. It is pressure of red ocean strategy that makes businesses to focus on the Blue Ocean Strategy for having a sustainable business. Key Points of Blue Ocean Strategy This strategy is grounded on data, which is based on more than 150 strategic moves. It huntsdifferentiation and low price and it is basically a and-and strategy and not an either-or strategy(Papazov and Mihaylova, 2016). Blue ocean strategy does not pursue in outpace the opposition. The strategy aims in making the rivalry inappropriate by rebuilding industry limitations. It authorizes organizations through different tools and bases. It delivers systematic tools and agendas to disrupt away from the opposition and helps in building an uncontested Blue oceans market space (Butler, 2008). The blue-ocean strategy delivers companies step by step procedure from evaluating the current state of play in commerce. It is about converting the noncustomers onto customers. The strategy delivers a clear process (Aryawan, Linawati and Giriantari, 2016). It also assists companies in challenging the moneymaking viability of its ideas and displays how to improve the thoughts to make the most of or enhance the upside risk to and diminishing the downside risk. It develops in building execution of the approach and the shared wisdom of a corporation. It helps companies to generate a win-win outcome for the businesses (Boya, 2016). The Blue Ocean strategy shoes companies how to bring into line the three approach prepositions, namely the value, profit and people. It helps in creating a win for the buyers, the organization 3.In May bank, as online transactions risks are high as well as varied, risk management of the bank should take into account the state of technology, the one-bank rivalries for the payment business, the banking industry and also adoption rate of trendy technology by the customers (Patil, 2016). May bank Malaysia is regulatory as well as supervisory approach to technology risks that contains three factors. The first most research and the collaboration of the bank are with the central banks, multi-lateral companies and vendors of technology. The second factor is that issuance of minimum guidelines as well as standard for banking practices involves the technology management risks (Nelson, 2012). May bank issued a rudiments in association to the Internet Banking which compels various banking organizations and institutions that provides internet banking services for implementing a rigorous risk management system as well as structure (Ansoff, 2014). This also contains various online defens ive mechanisms like intrusion management, authentication tools and also virus detection. The last factors associates with the risks of monitoring as well as real compliance to the standards issued. This also includes a combination of off-site supervision according to the reports submitted with the help of the banking organizations and also on- site examinations by the examiners. The rudiments to all three factors is the potentiality for understanding as well as managing the complexity of the risks of technology, that are whether in respect to online transactions or normal transactions (Hitt, Ireland and Hoskisson, 2017). The satisfactions of the customers and the clients may increase on the basis of their needs and demands, status and standard as well as power of buying. Today, May bank has moved from a product and sales factors to a new marketing factor. Customer- centered or oriented bank like May bank has emphasized a better understanding of the requirements and demands of the customers and then translate them into the potentiality to give customers what they actually demand and need. The technology challenges to May bank determines that what can be actually offered to its customers but only customers determine which of those technologies they will accept (McGee, 2014). The key solve all the challenges in the bank lies in understanding the wants and needs of the customers. References Ansoff, H. (2014).Strategic management. 1st ed. [Place of publication not identified]: Palgrave Macmillan. Aryawan, M., Linawati and Giriantari, I. (2016).PerencanaanVirtualisasiLayananPengadaanSecaraElektronikPemerintahKabupatenBadungMenggunakanMetode blue ocean strategy dan balanced scorecard.MajalahIlmiahTeknologiElektro, 15(2), pp.13-20. Boya, K. (2016). Bus rapid transit projects involving the South African government and small operators (as SMMEs): is bus rapid transit a blue or red ocean strategy?.Problems and Perspectives in Management, 14(1-1), pp.217-227. Butler, C. (2008). Planning with Blue Ocean strategy in the United Arab Emirates.Strategic Change, 17(5-6), pp.169-178. Hitt, M., Ireland, R. and Hoskisson, R. (2017).Strategic management. 1st ed. Boston, MA: Cengage Learning. Kee, L., Ahmad, R. and Abdullah, S. (2016). Relationship between Financial Compensation and Organizational Commitment among Malaysian Bank Workers.Asian Business Research, 1(1), p.75. Khaderi, S. and AbdShukor, A. (2016). Innovative Implementation of Private Finance Initiative (PFI) Procurement: Challenges and Key Issues in Pre-Construction Stage.Environment-Behaviour Proceedings Journal, 1(3), p.71. Langvardt, A. (2012). Business ethics and intellectual property in the global marketplace.Business Horizons, 55(4), pp.325-327. McGee, J. (2014). Strategic management. 1st ed. Chichester: Wiley. Nelson, W. (2012).Advances in business management. 1st ed. New York: Nova Science Publishers. Papazov, E. and Mihaylova, L. (2016).Using Key Blue Ocean Tools for Strategy Rethinking of a SME: A Case from the Bulgarian Knitwear Industry.Economics and Business, 29(1). Patil, S. (2016). Early access programs: Benefits, challenges, and key considerations for successful implementation.Perspectives in Clinical Research, 7(1), p.4. Randall, R. (2015). W. Chan Kim and Rene Mauborgne dispel blue ocean myths.Strategy Leadership, 43(2), pp.11-14. Rasiah, D., Kim, P. and Subramanian, R. (2012).Empirical Analysis of Malaysian Commercial Bank Risk Management Behavior In Relation To Efficiency.Journal of Financial Studies Research, pp.1-11. Rumeser, D. and Emsley, M. (2016).Key Challenges of System Dynamics Implementation in Project Management.Procedia - Social and Behavioral Sciences, 230, pp.22-30. Sufian, F. (2009). Financial Disruptions and Bank Productivity Growth: Evidence from the Malaysian Experience.International Economic Journal, 23(3), pp.339-369. Sufian, F. (2015). Determinants of Malaysian bank efficiency: evidence from bootstrap data envelopment analysis.International Journal of Applied Nonlinear Science, 2(1/2), p.100.
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